Home is this cozy place that we can build, decorate, and share with each other in meaningful ways. As an adult owning my first home I also recognize our house as a major financial investment. I’ve partnered with Capital One Bank today to share some ideas about utilizing that investment to build additional worth into your house by tackling some upgrades and renovations using a Capital One Home Equity line of credit.
Some people assume that because we built our house it was finished completely when we moved in. In fact, we have been surprised ourselves by the quantity of projects that we’ve wanted to tackle to continue to improve it and add value to the space. Some of them I’ve been able to move forward to complete with a can of paint and some furniture. We have done several smaller projects around the house that included decorating rather than big remodeling projects. However, we are looking forward to a large landscaping project in the backyard that will require a significant investment of money and we are beginning to look at options for how to make it happen.

When you’re considering remodeling or landscaping, Capital One can to help with smart tools that help you choose the right option for your individual situation. We have not yet jumped into the process ourselves, but are so grateful to be able to do the research ahead of time and feel confident as we make these big financial decisions.

When you visit CapitalOne.com/home-equity  you can get a customized rate offer and estimated amount (with no impact to your credit score, which is something I’m always considering.) You can also begin the application process right there if you’re ready to move forward.
It makes sense to me to use some of the equity we’ve built in our home to continue adding to it’s value. I think sometimes we wonder if it’s worth it to tackle those bigger projects, and using this quick calculator it become really easy to see what type of amount and rate we could work with moving forward. Decisions regarding home and finances are personal, important, and impactful on the whole family. I appreciate being able to have easy access to work them out ahead of time and build confidence in the process.
We have had such a positive home experience thus far and look forward to continuing to improve our space as we settle in further, building value both for our own family here and now and for the future.

I was selected for this opportunity as a member of CLEVER and the content and opinions expressed here are all my own.